Northgate Benefit Group is a managing general agency (MGA) and program manager. We do not sell directly to employers — everything we do runs through licensed broker and consultant partners.
You keep the client. We provide the program infrastructure behind it — design, underwriting, administration, and technology.
Bring us in as your program manager for employer clients with complex or blended workforces. We handle design, underwriting, and administration — you keep the relationship.
Need a back-office partner for a client with variable-hour compliance exposure or a large hourly population? We run the program while you run the strategy.
Looking to build or expand a program? We offer consulting services including RFP management, product development, and distribution planning — without taking on the carrier role ourselves.
Hospitality & Food ServiceQuick Service Restaurants
Healthcare Staffing & Home Health
Retail
Logistics & Warehousing
Light ManufacturingTransportation
Multi-Location FranchiseAnywhere large part-time, variable-hour, seasonal, or 1099 populations make traditional group benefits difficult to structure — that's where our programs are purpose-built to fit.
Whether you're managing a complex variable-hour workforce, dealing with renewal pressure, or just need a cleaner benefits program — we can help. Let's talk about what a structured approach could look like for your organization.
