Enrova.ai is Northgate's benefits enrollment platform. Plans are configured before enrollment opens, employees are guided to the right plan by Lumi — an AI benefits advisor built into the flow — and confirmed elections move downstream to payroll and carriers without re-keying.
Enrova replaces spreadsheets and paper forms with a guided digital flow that's accurate from the first click to the final carrier file.
Plans are built straight from the sold program — class-level offerings and rates, exactly as sold. We configure; you approve.
Each employee is walked through their elections by an AI benefits advisor that knows every plan on screen, its rates, networks, and ACA rules.
Confirmed elections flow to payroll and carriers through established EDI feeds and 200+ connections — no manual re-keying, no dropped data.
Lumi opens the conversation, learns from each answer, and recommends the plan that actually fits — with a live counselor one click away when a person is needed.
Every employee gets a benefits expert — one that knows every plan on screen, how it works, and the ACA rules behind it.
A secure multi-tenant platform with role-based access, established carrier feeds, and live reporting through the full benefit year.
Broker or employer, the platform is one click away. Launch Enrova to explore the enrollment experience, or talk to us about configuring it for your group.