Northgate Benefit Group NORTHGATEBENEFIT GROUP
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Meet the Team

The people behind the program.

Northgate pairs a structured governance framework with practical, personal service. Behind every managed program is a team that stays engaged all year — not just at renewal.

Our People

A partner who stays engaged year-round.

Northgate Benefit Group is a managing general agency, wholesaler, and benefits program manager. Meet the people who design, underwrite, and actively manage the programs our broker partners place.

Matthew LaMarche

Matthew LaMarche

Founder & Managing Partner

A 20-year benefits industry veteran and insurance executive with $150M+ P&L leadership across voluntary and employee benefits. Matt has driven double-digit growth, corporate turnarounds, and M&A integration at Fortune 500 carriers — and founded Northgate to help brokers deliver structured, risk-managed programs to every employee class.

Krystie Dascoli

Krystie Dascoli, CVBS

Managing Partner

A seasoned worksite benefits executive with 20+ years helping employers and brokers solve complex benefits challenges. Krystie has built high-performing practices at WTW, Brown & Brown, and Marsh, serving organizations from the small market to the Fortune 100. She's passionate about the intersection of benefits, technology, and AI — turning complexity into practical, valuable solutions.

Michele Ballert

Michele Ballert, VBS

Sales & Broker Partnerships

With 25+ years across fast-paced sales and the evolving healthcare field, Michele cultivates broker relationships and leads production for supplemental and voluntary benefits. She specializes in affordable coverage for part-time, hourly, and seasonal employees, and in helping brokers mitigate out-of-pocket costs on high-deductible medical plans.

Tim Balfanz

Tim Balfanz

Sr. Director of Operations

A passionate employee benefits leader with two decades in group supplemental and voluntary benefits, including senior key-account roles at national carriers. Tim runs Northgate's operations and platform administration — keeping programs well-governed, implementation smooth, and broker partners supported all year long.

Structured & disciplinedClear governance, disciplined renewals, and vendor accountability on every program we manage.
Broker-first, alwaysWe never sell direct. The client relationship stays yours — we're the back office that makes it work.
Engaged year-roundWe show up all year, not just at renewal — practical, personal service backed by a real framework.
Partner With Us

Let's build stronger programs together.

Whether you're a broker looking for a program manager or a professional who wants to help build benefits for the workforces others overlook — we'd like to hear from you.