From the Viaxis worksite and voluntary benefits brand to MyBasket+, Kinvia, and non-traditional Rx and medical solutions, this is the coverage brokers put in front of clients — built for the workforces the market overlooks.
Most worksite products are placed and forgotten. Viaxis is Northgate's worksite and voluntary benefits brand — designed for the hourly, part-time, and 1099 workforces others skip, and engineered so the benefit actually reaches the employee's pocket. Cash is paid directly to the member, on top of any medical plan, with no coordination required. The suite spans accident, critical illness, and hospital indemnity coverage.
Coverage can stay with the employee on a job change — benefits don't evaporate the moment someone leaves a high-turnover job.
Products are issued with no medical exam, no underwriting, and no pre-existing condition waiting period — coverage the whole census can actually get.
Fixed-indemnity benefits are paid directly to the insured and can cover copays and deductibles — or childcare, rent, and transportation. Not coordinated with medical.
Around-the-clock coverage for injuries — not just workplace incidents — with benefits spanning the treatment journey from the emergency room to recovery.
Lump-sum protection that gives employees room to focus on recovery instead of the costs a major medical plan leaves behind.
Employee, spouse, child, and family options let workers protect the people who depend on them, not just themselves.
Detailed Viaxis rate cards, benefit schedules, and plan specifications are available to appointed brokers inside the Broker Toolbox.
Coverage that follows the employee through every stage of life — a year-round marketplace of choice and a caregiving platform that supports the whole family.
Rather than a one-size-fits-all package, MyBasket+ gives members the freedom to explore a broad collection of insurance products, wellness programs, lifestyle services, and everyday resources — and choose the solutions that fit their needs, priorities, and budget.
Kinvia simplifies the complexities of caring for a loved one while helping caregivers manage everyday life — supporting an aging parent, a spouse with a chronic condition, or a family member recovering from illness or injury, all in one place.
Northgate is a program manager, not just a product shelf. We help broker partners position the right combination for each client — and stay engaged through the full benefit year.
We evaluate the current program against the workforce and help brokers balance §4980H compliance, employee access, and cost control — determining where compliance plans, self-funded, GAP, and voluntary products each play a distinct role.
Northgate runs the market process for broker partners and carriers — RFP management, product development, and distribution planning for the segments that are hardest to reach alone.
A fully integrated suite of benefit communication, enrollment, education, engagement, and discount-marketplace services — coordinated into one connected, branded user experience instead of treating each channel as a separate initiative. Members can receive a text, open a digital guide, visit the enrollment portal, and reach their discount marketplace through a single consistent journey.
The tools that make Northgate's medical plans work harder — reference-based pricing, broad pharmacy access, and specialty Rx support. Each is designed to widen access to care while lowering what the plan and the member actually pay.
Reference-based pricing controls cost by reimbursing providers against a transparent, Medicare-based benchmark rather than opaque billed charges. Members are supported by a patient advocate who helps navigate providers and resolve any balance-billing questions.
Non-traditional pharmacy solutions widen access across a broad national pharmacy network and provide dedicated support for specialty and high-cost medications — helping members get the medications they need while keeping net plan cost under control.
Detailed rate cards, plan specifications, and full medical, Rx, dental, and vision plan documents are available to appointed brokers inside the Broker Toolbox.
Tell us about your book and the workforces you serve — we'll help you position the right combination of worksite, marketplace, service, and Rx solutions, and get you appointed with full access to rates and plan specs.
